Hail Happens: Your Texas Homeowner's Guide to Hail Insurance

Texas Guide to Hail Insurance

Texas weather can be a wild ride, and unfortunately, hailstorms are a frequent visitor. If you're a homeowner in the Lone Star State, protecting your property from hail damage is not just important. It's possibly one of the most important actions that you will take. But with so much information out there, it can be hard to know where to start.

This listicle is your one-stop shop for all things hail insurance in Texas. We've gathered insights from our expert blog posts to answer your burning questions and guide you through the process:

Before the Storm

• Texas' Two Hail Seasons: Hail is a threat both Spring & Fall!
• Hail For Home Insurance: How is wind/hail coverage handled?
• Deductibles: What Is A Hail Deductible?
• Roof Payment Schedules: You Don't Want This!
• Metal roofs: friend or foe?
• Beware of common myths: Don't let misinformation lead you astray

After the Hailstones Fall:

• Document the damage: Take photos and videos, and don't throw away debris!
• What to do after a hailstorm: A step-by-step guide
• Paying Deductibles: Are they required in Texas?
• Filing Claims: How quickly do you need to file?
• Claim settlement: Understand the process and your role
• Paying Deductibles To Contractors: When do I pay it?

Bonus Resources:

• Whose insurance pays if my tree falls on your house: This is always a hotly contested question!
• What is the difference between a 2% and 3% deductible: Deep dive into different deductible options
• Deductible dilemmas: Should you choose a higher deductible or a roof payment schedule?
• Fence damage: Is it covered by your insurance?
• Weather: How does it affect Texas Home Insurance?

Remember, hail insurance is vital for Texas homeowners since it is the number one type of claim by far. By understanding your coverage, acting promptly after a storm, and avoiding common pitfalls, you can ensure your home is protected from the wrath of hail.