The first thing that an agent at Insurance For Texans does when preparing a Burleson Home Insurance quote is to determine the dwelling value. And just like clockwork, Texas homeowners tell us that that number can't be right no matter what it is for their home. The reason that they do this is because it generally never matches the market value for their home that they are either tracking on Zillow or through a realtor friend. In today's Home Insurance Tip, Ron explains why those two numbers are different.
While all three of these numbers exist and are extremely important, they are rarely all exactly the same. The job of an insurance agent is to protect you, your family, and any mortgagee interest from a losing situation in the event that you have to make a claim. Since construction costs have continued to escalate over the years, reconstruction costs have moved up with them. Remember, doing a one-off build is always more expensive than an entire sub-division.
Working with a local independent insurance agent can help you overcome any complexity of properly assessing how much dwelling coverage you need for your Ft Worth home. The agents at Insurance For Texans are trained in identifying key items that will drive the cost of reconstruction while also making sure that you've got it at a great price. Speak with Tricia or Dena today to assess your coverage needs and the best way to accomplish it.