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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Will My Home Insurance Policy Replace My 15-Year Old Grapevine Roof?

    Posted by Ron Wadley on Jun 30, 2020 6:16:56 PM
    Hail. Like death and taxes, some things in life are inevitable. Hailstorms blow through North Texas each spring and sometimes, just to keep it fun, ...
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    Topics: replacement cost, actual cash value, claim settlement, North Texas, Dallas/Fort Worth, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance

    Do I Have Enough Dwelling Coverage To Rebuild My Grapevine Home?

    Posted by Ron Wadley on May 7, 2020 8:49:46 AM
    When we talk about homeowners insurance for North Texas, we always begin with the most important foundational element. Dwelling amount coverage is ...
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    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, Fort Worth, increased construction costs, North Texas, Dallas, Dallas/Fort Worth, Grapevine Home Insurance

    Actual Cash Value vs. Replacement Cost on Grapevine Home Insurance

    Posted by Ron Wadley on May 5, 2020 9:40:45 PM
    There's nothing wrong with asking your independent insurance agent if your homeowners insurance policy is replacement cost. We get it. You only want ...
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    Topics: home insurance, Texas, insurance for texans, independent insurance broker, older home, replacement cost, actual cash value, Fort Worth, claim settlement, partial losses, North Texas, Dallas, Dallas/Fort Worth, complete losses, Grapevine Home Insurance

    Jewelry Insurance for Grapevine Homeowners

    Posted by Ron Wadley on Apr 30, 2020 9:13:43 PM
    We like to ask Texas homeowners about their jewelry collection. Why? Are we diamond dealers on the side? Hardly.
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    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, contents coverage, limits of coverage, Grapevine Home Insurance

    Do I Need an Insurance Claim Settlement on My Grapevine Home?

    Posted by Ron Wadley on Apr 26, 2020 8:01:59 PM
    Do you know the best home insurance we sell here at Insurance For Texans? It's the kind where you never make a claim. This equals nothing bad ...
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    Topics: home insurance, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, claim settlement, partial losses, deductible, North Texas, Dallas, Dallas/Fort Worth, complete losses, hail, Grapevine Home Insurance

    Hail Insurance For Your Grapevine Home

    Posted by Ron Wadley on Apr 25, 2020 1:50:58 PM
    Grapevine, Texas weather is like a box of chocolates. Sometimes you don't know what you're going to get, but you know what kind of weather we can ...
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    Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, hail, Grapevine, Grapevine Home Insurance

    What is Extended Replacement Cost On Your Texas Home?

    Posted by Ron Wadley on Apr 14, 2020 7:21:20 PM
    During the winter, as furnaces get used for the first time in quite a while here in Texas, the number of house fires can increase. Makes sense right? ...
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    Topics: home insurance, Texas, insurance for texans, replacement cost, Fort Worth, limits of coverage, increased construction costs, North Texas, Dallas, Dallas/Fort Worth, complete losses, dwelling, Grapevine, Grapevine Home Insurance, Tarrant County, Amarillo

    Three Most Important Things About Insuring Your Grapevine Home

    Posted by Ron Wadley on Apr 9, 2020 5:34:10 PM
    It doesn't matter how long you've had homeowners insurance in Grapevine, but you may have noticed insurance can become convoluted and expensive. That ...
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    Topics: home insurance, insurance for texans, independent insurance broker, insurance broker, replacement cost, Fort Worth, windstorms, claim settlement, partial losses, deductible, North Texas, Dallas, Dallas/Fort Worth, split deductibles, hurricanes, percentage deductibles, complete losses, dwelling, Grapevine Home Insurance

    What Does Personal Property  Mean Regarding Grapevine Home Insurance?

    Posted by Ron Wadley on Apr 7, 2020 12:59:07 PM
    It's easy for Grapevine homeowners to focus on what it would take to rebuild their home in the case of a loss. Knowing your policy dwelling amount is ...
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    Topics: home insurance, home, replacement cost, actual cash value, claim settlement, contents coverage, Dallas/Fort Worth, Grapevine Home Insurance

    The Difference Between a DP-1 and DP-3 Rental Policy

    Posted by Ron Wadley on Nov 2, 2019 11:43:08 AM
    Rick is buying his rental property. It's a great little three bedroom, two bath home in Abilene that he is getting a discounted price because of a ...
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    Topics: replacement cost, actual cash value, rental property, landlord insurance, investment property, property