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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Actual Cash Value vs Replacement Cost: Insuring Your Church’s Roof in Texas

    Posted by Brad Hancock on Nov 4, 2024 8:00:00 AM
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    Topics: replacement cost, actual cash value, Church Insurance

    Is It Better To Have Actual Cash Value Or Replacement Cost On Churches

    Posted by Amanda Minter on Oct 21, 2024 4:02:17 PM
    Even though hail season has been quiet this fall, Arnold knew that it will not last forever. Death, Taxes, and Hail Storms are inevitable no matter ...
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    Topics: replacement cost, actual cash value, hail, property, Church Insurance

    Does A Roof Payment Schedule Matter If I Claim Every Three Years?

    Posted by Ron Wadley on May 14, 2024 5:03:23 PM
    Even though the spring hail storm season was almost coming to a close, Denton got hit by yet another large event with some baseball sized hail. Most ...
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    Topics: replacement cost, actual cash value, roofing schedule, TRUE Texas Home Insurance

    Hail Insurance For Your Home

    Posted by Ron Wadley on Mar 13, 2024 11:45:00 AM
    Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...
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    Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

    Why Isn't The Entire Roof Being Replaced On My Home?

    Posted by Ron Wadley on Jan 5, 2024 4:20:25 PM
    Hey there, fellow Texans! Today, we've got a story that hits close to home for many of us, since we've all been through at least one of our notorious ...
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    Topics: replacement cost, windstorms, Dallas/Fort Worth, hail, Home Insurance Tips, TRUE Texas Home Insurance

    Why Won't My Insurance Coverage Replace My Roof?

    Posted by Ron Wadley on Dec 29, 2023 10:15:00 AM
    With all of the insurance companies being in the news for the wicked increases in home insurance rates over the last two years, more and more Texans ...
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    Topics: replacement cost, actual cash value, windstorms, hail, roofing schedule, TRUE Texas Home Insurance, Austin

    What Kind of RV Insurance Do I Need As A Full Timer?

    Posted by Kevin Hall on Sep 26, 2023 12:06:36 PM
    I enjoy the RV Life! Since the days of purchasing my first bumper-pull travel trailer to use as a second office in DFW to upgrading to a fifth wheel ...
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    Topics: insurance for texans, replacement cost, liability, RV, travel trailer

    Inflation Affecting Texas Insurance

    Posted by Ron Wadley on Jun 9, 2022 4:53:16 PM
    Over the last few weeks the single most asked question when we chat with real life Texans is why in the world is my home, auto, business, or fill in ...
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    Topics: auto insurance, home insurance, Texas, Freezing, replacement cost, limits of coverage, building coverage, commercial property values, complete losses, homeowners insurance, independent insurance agency, Commercial Insurance, gaps in coverage, TRUE Texas Home Insurance, inflation

    Why Do You Need Replacement Cost on Personal Belongings?

    Posted by Chris Howard on Jan 30, 2021 12:38:35 PM
    Nobody wants to think about a major catastrophe involving your home. Yet, knowing bad things happen from time to time regardless of where you live, ...
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    Topics: home insurance, Texas, replacement cost, actual cash value, windstorms, hail, Theft, flood insurance, Grapevine, Grapevine Home Insurance

    Can I Insure My Grapevine Home For More Than It's Worth?

    Posted by Ron Wadley on Aug 18, 2020 9:11:32 PM
    We prepare a lot of insurance quotes here at Insurance For Texans and a lot of those are for Grapevine homes. How do we do this? The first step is ...
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    Topics: home insurance, insurance for texans, replacement cost, Fort Worth, deductible, North Texas, Dallas, Dallas/Fort Worth, complete losses, dwelling, claim, Colleyville, homeowners insurance, independent insurance agent, Home Insurance Tips, independent insurance agency, Grapevine, Grapevine Home Insurance