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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    The 2% Deductible Dilemma: What Texas Homeowners Need to Know

    Posted by Ron Wadley on Feb 16, 2024 3:34:18 PM
    Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...
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    Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    What Is A Cosmetic Exclusion On A Home Insurance Policy

    Posted by Ron Wadley on Feb 7, 2024 11:08:11 AM
    As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...
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    Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, Burleson Home Insurance, hail, homeowners insurance, independent insurance agent, Home Insurance Tips

    What Does Cosmetic Exclusion Mean on My Grapevine Home Insurance?

    Posted by Ron Wadley on Feb 7, 2024 10:45:00 AM
    As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...
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    Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

    Hail Havoc: Is Your Metal Roof Covered in Texas Storms?

    Posted by Ron Wadley on Jan 30, 2024 11:43:04 AM
    As we roll into hail season, which is basically all year in Texas, homeowners are giving their insurance policies a once over to make sure that they ...
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    Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, lubbock

    Is a Larger Deductible or a Roof Payment Schedule Better for Texans?

    Posted by Ron Wadley on Jan 29, 2024 5:28:53 PM
    Meet Steven from Fort Worth, a proud Texas homeowner who found himself at a crossroads when his homeowners insurance policy was set to renew. He had ...
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    Topics: deductible, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    Hail No! Debunking 3 Common Myths Texas Homeowners Believe About Hail

    Posted by Ron Wadley on Jan 19, 2024 12:08:13 PM
    Hail falls all over Texas. That is not a surprise to any Texas homeowner. But some parts of the state deal with hail damage claims more than others, ...
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    Topics: home insurance, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, basics of home insurance

    Why Isn't The Entire Roof Being Replaced On My Home?

    Posted by Ron Wadley on Jan 5, 2024 4:20:25 PM
    Hey there, fellow Texans! Today, we've got a story that hits close to home for many of us, since we've all been through at least one of our notorious ...
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    Topics: replacement cost, windstorms, Dallas/Fort Worth, hail, Home Insurance Tips, TRUE Texas Home Insurance

    Why Two Home Insurance Quotes Can Have VERY Different Prices

    Posted by Ron Wadley on Dec 11, 2023 10:10:36 AM
    As the average costs of basically everything have continued to skyrocket, the cost of homeowners insurance is no exception. The average rates in ...
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    Topics: home insurance, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance, TRUE Texas Home Insurance, basics of home insurance

    Are Texas Insurance Rates Climbing Faster Than Other States?

    Posted by Ron Wadley on Nov 20, 2023 4:01:25 PM
    Understanding the trends in insurance costs is essential for Texans, especially since these rates are increasing faster than you can shake a stick at ...
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    Topics: auto insurance, insurance for texans, windstorms, hail, claim, homeowners insurance, Home Insurance Tips

    Did Your Texas Home Insurance Company Screw You?

    Posted by Ron Wadley on Oct 17, 2023 3:35:57 PM
    Have you noticed that monthly premiums for homeowners insurance policies in Texas have exploded? Particularly in the Dallas-Ft Worth metroplex? If ...
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    Topics: home insurance, Burleson Home Insurance, hail, high value home, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance, TRUE Texas Home Insurance