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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    The Hidden Insurance Gaps That Could Cost Your Texas Church in 2025

    Posted by Amanda Minter on Dec 26, 2024 11:05:39 AM
    Much has been written and said about the problems with Texas church insurance during 2024. Insurance For Texans has spent much of the year detailing ...
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    Topics: limits of coverage, hail, liability, gaps in coverage, Church Insurance

    Texas Church Property Premiums Will Continue To Rise in 2025

    Posted by Amanda Minter on Dec 23, 2024 11:45:56 AM
    Every time a small church gets hit with a 30% rate increase on their insurance premium, another congregation gets closer to closing their doors. For ...
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    Topics: hail, property, Church Insurance

    Is Texas Church Insurance A Scam?

    Posted by Amanda Minter on Dec 4, 2024 3:12:17 PM
    Marvin had spent years helping lead his Waco church, and he thought he had a good handle on its finances and operations. But when a hail storm tore ...
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    Topics: hail, property, Church Insurance, scam

    Three Myths Texans Believe About Hail Coverage On Home Insurance

    Posted by Ron Wadley on Dec 2, 2024 3:48:02 PM
    Last spring, Ted, experienced one of the worst hailstorms he could remember at his Grapevine home. Baseball-sized hail pummeled his roof, left dents ...
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    Topics: hail, TRUE Texas Home Insurance, myths

    Top 3 Property Risks Texas Churches Face — And How to Face Them

    Posted by Amanda Minter on Nov 27, 2024 10:53:16 AM
    A spring hailstorm swept through Lubbock last year, and Pastor Rick’s church was hit hard. The storm left their roof battered, windows cracked, and ...
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    Topics: hail, Theft, vandalism, water, property, Church Insurance

    The Fine Print: Insurance Exclusions Can Leave Texas Churches Exposed

    Posted by Amanda Minter on Nov 14, 2024 4:13:58 PM
    Pastor Steve loved his role at his Midland church, guiding his congregation through life’s ups and downs. One day, a member reached out for help, ...
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    Topics: hail, professional liability, property, Church Insurance, abuse & molestation

    Managing Rising Deductibles: Deductible Buy Downs For Texas Churches

    Posted by Brad Hancock on Oct 29, 2024 4:09:32 PM
    After a major hailstorm left his Frisco church with a damaged roof, Charles was frustrated to discover just how high the deductible was on the ...
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    Topics: deductible, hail, property, Church Insurance

    Is It Better To Have Actual Cash Value Or Replacement Cost On Churches

    Posted by Amanda Minter on Oct 21, 2024 4:02:17 PM
    Even though hail season has been quiet this fall, Arnold knew that it will not last forever. Death, Taxes, and Hail Storms are inevitable no matter ...
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    Topics: replacement cost, actual cash value, hail, property, Church Insurance

    Hail Insurance For Texas Churches

    Posted by Amanda Minter on Jun 12, 2024 4:54:52 PM
    This has been a long Spring across Texas. Doesn't matter if you are in The Piney Woods in deep East Texas, The Hill Country, or up on the Caprock. ...
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    Topics: windstorms, deductible, hail, property, business personal property, Church Insurance

    The Math Of The Current Home Insurance Market In Texas

    Posted by Ron Wadley on Jun 3, 2024 4:57:23 PM
    Michael was in the process of moving to Texans and buying a house. He had come from the West coast as so many people have done over the last five ...
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    Topics: windstorms, increased construction costs, hail, roofing schedule, TRUE Texas Home Insurance, inflation