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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    The True Cost of Protection: High Deductibles in Texas Home Insurance

    Posted by Ron Wadley on Mar 5, 2024 3:31:56 PM
    Louise gazed out her San Antonio window as dark clouds gathered across the horizon. This is an all too familiar scene during the Spring in Texas, and ...
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    Topics: home insurance, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, San Antonio

    Weathering the Storm: Surviving Hail Coverage Shifts in Texas

    Posted by Ron Wadley on Feb 20, 2024 4:45:48 PM
    Gene sat in his Lubbock kitchen, staring at the renewal documents for his home insurance coverage. The Texas sky outside was clear today, but Gene's ...
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    Topics: actual cash value, deductible, Dallas/Fort Worth, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance, lubbock

    The 2% Deductible Dilemma: What Texas Homeowners Need to Know

    Posted by Ron Wadley on Feb 16, 2024 3:34:18 PM
    Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...
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    Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    Is a Larger Deductible or a Roof Payment Schedule Better for Texans?

    Posted by Ron Wadley on Jan 29, 2024 5:28:53 PM
    Meet Steven from Fort Worth, a proud Texas homeowner who found himself at a crossroads when his homeowners insurance policy was set to renew. He had ...
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    Topics: deductible, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    Understanding Deductible Buy Downs for Your Business Property

    Posted by Brad Hancock on Dec 22, 2023 11:29:00 AM
    Meet Ted, a business owner in Dallas. Ted has a flourishing dental office in East Dallas where he takes care of families with great care! Ted loves ...
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    Topics: windstorms, business coverage, deductible, Dallas, Dallas/Fort Worth, percentage deductibles, hail, Business Owner, Commercial Insurance, property

    What Can I Do If My Health Insurance Deductible Is Too High?

    Posted by Kevin Hall on Oct 16, 2023 5:02:05 PM
    Ricky has spent the last eighteen months on a Bronze level plan he purchased for his family of four from the ACA Exchange. Fortunately for him, the ...
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    Topics: deductible, health insurance, ACA, ACA Alternatives, Obamacare, supplemental health plans

    What Does A 3% Hail Deductible Mean For Texas Homeowners?

    Posted by Ron Wadley on Sep 27, 2023 10:15:00 AM
    "Howdy Folks! I'm Big Tex! And welcome to the great state fair of Texas." It is currently state fair time in Texas and there are changes happening in ...
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    Topics: home insurance, windstorms, deductible, hail, homeowners insurance, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

    How Does Location Affect Property Insurance In Texas?

    Posted by Ron Wadley on Sep 19, 2023 4:34:04 PM
    Howdy, y'all! Grab your sweet tea and gather 'round because today, we're diving into a Texan truth that's as big as the Lone Star State itself: ...
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    Topics: windstorms, deductible, hail, rental property, investment property, Home Insurance Tips, commercial texas insurance, property

    When Is Texas' Hail Season And How Does It Affect My Business?

    Posted by Brad Hancock on Aug 31, 2023 1:23:28 PM
    There is mass chaos afoot in the Texas insurance landscape right now. The claims caused by catastrophic hail storms all across the state this year ...
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    Topics: business coverage, deductible, split deductibles, commercial property values, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, property

    What is A High Deductible Health Plan?

    Posted by Kevin Hall on Aug 2, 2023 4:19:28 PM
    In this period of inflation, Texans everywhere are looking for ways to save money. Health care costs have become a major line item in family budgets ...
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    Topics: deductible, Dallas/Fort Worth, health insurance, ACA, ACA Alternatives, Obamacare