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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    What Is Coinsurance?

    Posted by Ron Wadley on Nov 4, 2019 9:07:58 PM
    With open enrollment starting on November 1st, many Texans are evaluating their health insurance plans for 2020. While many focus on the monthly ...
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    Topics: insurance for texans, deductible, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

    How Do I Buy Health Insurance In Texas

    Posted by Ron Wadley on Oct 29, 2019 3:59:31 PM
    For many Texans, they obtain their health insurance through their employer. But for those who don't, where to and how to buy Texas Health Insurance ...
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    Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage, ACA Alternatives

    Is It Better To Have A High or Low Deductible For Health Insurance

    Posted by Ron Wadley on Oct 28, 2019 8:41:46 PM
    After leaving his corporate job and opening his own business, Chuck was now in the process of securing his first health insurance plan that didn't ...
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    Topics: Texas, insurance for texans, deductible, health insurance, ACA, independent insurance agent

    What Is An Out-Of-Pocket Maximum?

    Posted by Ron Wadley on Oct 23, 2019 8:25:35 PM
    Open enrollment starts in a few days for health insurance policies sold through the ACA Exchange, and Texans are evaluating their options. One of the ...
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    Topics: Texas, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

    What Is Considered A Pre-Existing Condition?

    Posted by Ron Wadley on Oct 14, 2019 3:48:57 PM
    As Texans begin considering what they are going to do for their health insurance coverage next year, the subject of pre-existing conditions comes up ...
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    Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

    Can I Get Prescriptions Without Insurance?

    Posted by Ron Wadley on Oct 7, 2019 1:19:05 PM
    As healthcare costs have continued to escalate over the last 20 years, one bugaboo that has continued to work against Texans is the cost of ...
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    Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

    Will Cheap Health Insurance Plans Cover Everything I Need?

    Posted by Ron Wadley on Oct 1, 2019 2:07:08 PM
    Over the last decade the idea of what NEEDS to be covered by your Texas Health Insurance policy has changed. Dramatically in fact. One of the ...
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    Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

    What Is Short Term Medical Insurance

    Posted by Ron Wadley on Sep 23, 2019 11:21:26 AM
    When the Affordable Care Act was put in place and the idea of a once a year open enrollment was put in place, there became a need for a stop gap ...
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    Topics: insurance for texans, health insurance, ACA, Short Term Medical, independent insurance agent, catastrophic health coverage

    Is My Non-ACA Compliant Health Insurance Junk?

    Posted by Ron Wadley on Sep 18, 2019 8:31:23 PM
    When perusing articles about health insurance for individual families, there is a lot of back and forth about the best type of policy for you to buy. ...
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    Topics: Texas, insurance for texans, health insurance, ACA, Short Term Medical, catastrophic health coverage

    Does Catastrophic Health Insurance Require A Big Deductible?

    Posted by Ron Wadley on Sep 14, 2019 9:49:19 AM
    When Texans begin evaluating their options for individual health insurance, they typically start with ACA Exchange. It's easy to plug in some quick ...
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    Topics: Texas, insurance for texans, health insurance, ACA, independent insurance agent, catastrophic health coverage