Spring in Texas is almost here. Bluebonnets. Baseball. Bad weather. Living in Texas guarantees major storms, with hail and high winds able to wreak havoc on many homes. Damage to your home can be both heartbreaking and costly. You may be wondering if you should file a claim for damage that seems minor, especially if the repairs are not urgent. In this blog post, we'll help you decide what's best for you and your family. After major damage from a storm, it is critical to file your claim in order to begin repairs as soon as possible.
What if the damage is not major, but you still need repairs? Will your claim get approval from your insurance carrier? Many homeowners are unaware of the potential adverse effects of filing claims that are not approved. It’s an unwelcome surprise when an unpaid claim results in increased rates and decreased ability to get coverage.
Regardless of the level of storm damage on your home, it is always a good idea to consult with your insurance brokerage for your insurance needs. We can help you understand what coverage options are available and how they work in your specific situation. If you would like some assistance or have any questions please don't hesitate to reach out! We're happy to answer all of your concerns.
Through a careful analysis of your policy, Insurance For Texans will help you determine whether filing a claim is in your best interest. Analyzing repair/replacement costs, your previous history, and possible maintenance-related issues to the damage are just a few things a good insurance broker will do to assess if the claim is payable and won't hurt your insurability.
Insurance for Texans wants to keep you covered in the best way possible. After the storm, we’re here to help with any questions. Contact us today!