Life Insurance Is The Best Valentine's Day Gift Ever!

“Life’s like a box of chocolates, you never know what you're gonna get..but life insurance can help!”

Robert Zemeckis’ 1994 movie Forrest Gump is iconic. Especially for its one-liners. People have been parroting Tom Hanks’ character saying, “Life’s like a box of chocolates, you never know what you're gonna get” statement for the last 30 years. Mostly for its truth and partially because it was delivered so well.  As we've all aged since then, we have come to realize that we truly don’t know what we are gonna get…the good, the bad, the ugly.

If you're a solid Gen-Xer like myself, you remember the bliss of childhood without cell phones, college hijynx without pictures to be used against us later, and being able to brag about having the first Blackberry. All of those good times can produce smiles while also reminding us of the low points as well. None of us want to relive 9-11, watch a space shuttle explode, or see the stock market crash five percent in a day. There goes that box of chocolates again.

Planning For The Unpredictable

While we know the future is unforeseen and unpredictable, wouldn't it be good to have a promise of certainty in our lives? As a parent or spouse, wouldn't you sleep better at night knowing that if your family is taken care of even if you are not here? This is something I didn't consider in 1994 as I watched Forrest run and run. But as I've aged, and watched my own kids run, things have changed a bit. Futures look a little different when the time horizons of life change. I think it is safe to say that we see that portrayed by the characters on the screen of Forrest Gump. They move through those same stages of life we all do. Some just do it with more purpose than others.

If you've been putting off thinking about what comes next, Valentine's Day can be a perfect way to show your family just how much you care. Jenny knew exactly how Forrest felt about her. His unwavering devotion to her was never doubted. The bond of friendship, profound understanding, and encompassing love helped him forge an unbreakable bond. While life insurance may not be a box of chocolates, delivering the stability and security that comes with it creates an enduring love story even if it has that bittersweet moment. Having that same devotion as Forrest would let your family know just how much you do care in one final love letter to them.

Benefits Of Life Insurance

Let's look at some of the "chocolates" that come in that box called Life Insurance:

• Provides a lump sum payout: Upon your death, your beneficiaries receive a death benefit that can help cover expenses like funeral costs, outstanding debts (mortgage, loans), and living expenses. This can prevent your family from facing financial hardship during a difficult time.
• Maintains their standard of living: The death benefit can help your family maintain their current lifestyle, ensuring they don't have to downsize their home or compromise on essentials.
• Funds education or future goals: You can use life insurance to ensure your children's education is funded even if you're not there, or help them achieve other future goals like starting a business.  Is the wedding you are paying for in the future secured if you are gone?
• Financial stability: Knowing your loved ones are financially secure can bring peace of mind and allow you to focus on living your life.
• Debt repayment: Some policies offer accelerated death benefits for critical illnesses, which can help pay off debts if you become terminally ill.

This is just a short list of potential benefits that can show that you care. If you have questions that you have been afraid to ask or wonder about, let's set a time to discuss your box of chocolates before it's too late. The independent insurance agents at Insurance For Texans work for you and not some big insurance company. They have many options available to help you solve your unique challenges or needs. 

We can help you secure your family's future and give them the promise of certainty. Either call us at 469.789.0220 or click the button below to get started on putting together your box of chocolates through life insurance today.