Meet Fred.
He is an elder at his church in Amarillo. He knows that workers’ compensation isn’t actually required for churches in Texas. But you might wonder if it's a good idea to have it anyway. After all, the churches have several staff members. What if someone gets hurt on the job?
Fred also learns that workers' compensation can also protect the church from lawsuits. It could be financially devastating for the church to be sued by an injured employee.
Workers' compensation covers injuries and illnesses that happen on the job. That could include anything from setting up for an event to driving to a church-sponsored activity. It also covers medical expenses, lost wages, and legal fees. This coverage can provide peace of mind for both the church and its employees.
It's important to understand that workers' compensation is not the same thing as health insurance. Health insurance covers personal medical needs, while workers' compensation is specifically for work-related injuries and illnesses.
Fred realizes that even though workers' compensation isn't required, it’s an important investment for the church. It protects the church from financial risk and ensures that employees are taken care of if they get hurt on the job.
If your church is in Texas and you have questions about workers' comp insurance, True Texas Church Insurance can help you find the right coverage.
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