A Small Church Facing a Big Challenge
Small churches across Texas are facing a big challenge - how to provide health insurance for their dedicated staff without breaking the bank. Traditional group health insurance plans are often too expensive for small churches with limited budgets.
Catastrophic Health Insurance - A Safety Net
Catastrophic health coverage is designed to protect against the unexpected and expensive - major medical emergencies like cancer, heart attacks, or serious accidents. It provides a safety net, alleviating the fear of overwhelming medical bills. Catastrophic plans typically have much lower monthly premiums compared to traditional health insurance.
Why Catastrophic Insurance Makes Sense for Small Churches
Catastrophic insurance strikes a balance between cost and coverage. It's a viable option for small churches because it focuses on significant medical events, not routine care. While it may not cover regular doctor visits, catastrophic insurance offers crucial financial protection when it matters most. It allows churches to provide support without compromising their financial stability.
Exploring Options and Getting Help
Small churches have options! They can explore catastrophic plans, Health Reimbursement Accounts (HRAs), or even consider increasing payroll slightly to help employees purchase their own coverage. Insurance for Texans, with its True Texas Church Insurance program, specializes in helping Texas churches find the right coverage.
Peace of Mind for Small Churches
Catastrophic health insurance provides peace of mind for small churches and their staff. It allows them to focus on their mission, knowing they have protection in case of a major medical event.
Contact Insurance for Texans today to learn more about affordable catastrophic health plans for your church staff.