The odds are you probably don't use the term "building ordinance" in everyday conversation. So, why wouldn't your curiosity peak when you see it as a line item on your Texas homeowners insurance policy?
There are certain line items that Texas homeowners question when we cover a quote proposal or do an annual review of a policy.
Building Ordinance is one of those items.
Some late-season thunderstorms rolled through Dallas-Ft Worth on Father's Day that produced some powerful winds. While the National Weather Service is determining whether or not they were actually a tornado, homeowners are left to clean up the damage from the storm. The damage appears to be immense in certain neighborhoods. So what happens if your home is deemed structurally unsound by the city and your home has to be torn down and rebuilt?
Ft Worth Home Insurance policies include Building Ordinance, which is going to be a major player for you in this scenario. Because this is a ruling coming from the city code enforcement office, your building ordinance portion of the policy will cover the demolition and cleanup. This is why Insurance For Texans agents spend time covering these bases for you.
At Insurance For Texans, we want you to have the proper coverage at the best price. Proper coverage means insuring the obvious and also that which you may have not even thought of. The best price includes that which doesn't leave you uncovered for the sake of the cheapest price.
As Independent Insurance Agents, we can accomplish this for your home no matter which part of town you live in. Call us today to schedule a time to do a review of your home insurance policy.
