As an independent insurance agency, Insurance For Texans has spoken with thousands of homeowners over the years, including many in Grapevine.
We've seen both unique and common needs. But we always look to go out of the way to treat each homeowner as if they have the most unique situation. That's how we find the best solutions for them.
One of the questions we get is what is the best insurance company to work with. That requires unique handling as well.
It's easy for a disgruntled customer to amplify their voice on the internet and complaints are easier to find than raving reviews in many cases. If you have a great experience, you may go on with your life and think about leaving that great review later.
If you have a bad experience, well, then you just want to let everyone know about it and have motivation to jump online right away.
So, we try to be diplomatic here, understanding there are legitimate gripes and companies that work hard to do right by all customers.
Companies Serve Niches or Target Populations
We pride ourselves in our ability to bring options to the table for you. For instance, an insurance carrier like Travelers will zero in on a segment of the market looking to purchase full replacement cost along with comprehensive coverage for your home, automobiles and personal property.
They take an interest in the whole bundle.
On the other hand, a carrier like Bankers Insurance doesn't care about the bundle because they don't even offer auto coverage. They specialize in insuring brand new homes and target that market of home buyer.
A carrier like State Auto offers comprehensive coverage that addresses the needs associated with an older home.
All Polices Are Not Born Equal
We know there are specific needs that you may have and we like to help navigate those scenarios. Your home may have a pier and beam foundation and not slab. This means coverages can be different.
The same goes for metal roofs versus three tab shingles.
It doesn't stop there. Assuming full replacement cost as a starting point to protect you from a total loss, we also find you the right optional coverages for your situation.
This means shopping with the right carrier to find the right mix of coverage.
Can They Handle the Claim?
Where the rubber meets the road is often found in how an insurance carrier responds during a claim. We know a lot about the claim experience from talking with customers and adjusters. We know who moves fast, who uses internal adjusters, who uses third-party adjusters and where you can expect green lights, yellow lights and full stops during the claim process.
We want to put you with a company that does right by the customer.
Who to Choose and Use?
You have a lot of choice when it comes to your home insurance. We prefer it that way. Why? Because we think what we provide as an independent insurance agency can more than stand toe-to-toe with the 1-800 numbers of the world and the corporate dollars funding big marketing and advertising budgets.
We pride ourselves on one thing that levels the playing field . . . taking care of you and your interests beyond what is expected these days.
You won't be treated like a number, a market segment or a demographic. You will be treated like a real person with real needs for real protection from real life events.
That starts with looking at your policy. We would love to review it and give you the assurance of having the right coverage in place or finding a better solution.
Insurance For Texans is always ready for your phone call, text or email
Let's talk soon!
