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Insurance For Texans Blog

All the Insurance Topics a Texan Could Want

    Ron Wadley

    Ron Wadley
    Ron is the principal agent at Insurance For Texans and has more than 20 years in the insurance business. This experience allows him to find creative solutions to your insurance problems.
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    Recent Posts

    Thinking of Switching Home Insurers in Texas? Read This First!

    Posted by Ron Wadley on Apr 23, 2024 3:29:39 PM
    Brad stood in his Ft Worth yard, staring at the recent repairs his home had undergone after a hail storm. He was thankful that everything had been ...
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    Topics: deductible, hail, Home Insurance Tips, TRUE Texas Home Insurance, non-renewal

    Is There a Limit? How Many Hail Claims Before Your Insurer Drops You

    Posted by Ron Wadley on Apr 16, 2024 8:54:18 PM
    Denise from Frisco couldn't believe her eyes as she surveyed the aftermath of yet another vicious hailstorm. The siding of her home pocked and the ...
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    Topics: windstorms, hail, Home Insurance Tips, viatical settlement, TRUE Texas Home Insurance, non-renewal

    What Is The Average Home Insurance Deductible In Texas?

    Posted by Ron Wadley on Apr 11, 2024 10:50:31 AM
    It's no secret that the marketplace for Texas Home Insurance is a giant mess. We receive phone call after phone call of Texas homeowners who have ...
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    Topics: home insurance, deductible, split deductibles, percentage deductibles, claim, TRUE Texas Home Insurance

    Why I Regret Buying Cheap Grapevine Home Insurance

    Posted by Ron Wadley on Apr 4, 2024 8:38:59 AM
    The cost of everything is soaring. Especially Texas home insurance. The local news is continually talking about the price increases that are ...
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    Topics: home insurance, Texas, insurance for texans, claim settlement, hail, claim, homeowners insurance, independent insurance agent, Home Insurance Tips, water, Grapevine Home Insurance

    Can My Insurance Company Require Me To Bundle My Home And Auto

    Posted by Ron Wadley on Apr 2, 2024 4:00:07 PM
    Texas homeowners have become conditioned to talk about the bundle when it comes to their insurance. There have been countless commercials about ...
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    Topics: auto insurance, home insurance, discounts, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance

    Is Home Insurance A Scam?

    Posted by Ron Wadley on Mar 28, 2024 8:29:25 PM
    A gentleman by the name of Scott called into our office the other day. He was looking to find a new home insurance carrier for his policy. ...
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    Topics: Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance

    Hail Insurance For Your Home

    Posted by Ron Wadley on Mar 13, 2024 11:45:00 AM
    Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...
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    Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

    The True Cost of Protection: High Deductibles in Texas Home Insurance

    Posted by Ron Wadley on Mar 5, 2024 3:31:56 PM
    Louise gazed out her San Antonio window as dark clouds gathered across the horizon. This is an all too familiar scene during the Spring in Texas, and ...
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    Topics: home insurance, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, San Antonio

    Counting Hailstones: Understanding Texas' Two Hail Seasons

    Posted by Ron Wadley on Feb 22, 2024 5:11:05 PM
    In Abilene, Texas, Debbie stood on her porch, watching as the sky turned a menacing shade of gray. The air was thick with anticipation, a prelude to ...
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    Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance, Abilene

    Weathering the Storm: Surviving Hail Coverage Shifts in Texas

    Posted by Ron Wadley on Feb 20, 2024 4:45:48 PM
    Gene sat in his Lubbock kitchen, staring at the renewal documents for his home insurance coverage. The Texas sky outside was clear today, but Gene's ...
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    Topics: actual cash value, deductible, Dallas/Fort Worth, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance, lubbock