Unless your church has been in hiding during 2024, you are well aware of the challenges that Texas churches have faced with their insurance coverage. ...

Topics: liability, cyber insurance, property, Church Insurance

Jessica had one of her teachers get bitten last week while working with two year olds. These types of incidents usually don't turn into much, but ...

Topics: liability, workers comp, True Texas Education Insurance, daycares

David got his most recent insurance renewal bill in the mail for his Austin private school. As the headmaster, he has kept tabs on the school's ...

Topics: liability, property, total cost of risk, private schools

The months of November and December are hectic if you deal in health insurance. It is the time of year that most employers are doing their annual ...

Topics: health insurance, ACA, open enrollment

Toni owns a Montessori school in Dallas. Her team of employees helps her bring creative ideas to life that help spur a love of learning and curiosity ...

Topics: health insurance, group health, employer health insurance, total cost of risk

Last year in Fort Worth, Trey was juggling work and family when open enrollment for health insurance came around. He figured he had plenty of time to ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, open enrollment

This past week was rough for my own church. Late in the week I received an email from our Senior Pastor that had a letter to inform the entire church ...

Topics: liability, employment liability insurance, D&O, Church Insurance, abuse & molestation

Private schools in Texas have a lot going for them—tailored curriculums, tight-knit communities, and campuses built to foster learning. The ...

Topics: property, True Texas Education Insurance, private schools

Sarah has been the head of a thriving Montessori school in Dallas for over a decade. She’s weathered everything from enrollment dips to staff ...

Topics: employment liability insurance, epli, Montessori schools

Like many Texans, Jerome is comparing health insurance plans during this open enrollment season. As he is looking for coverage for his family of ...

Topics: health insurance, ACA, health savings account

Marvin had spent years helping lead his Waco church, and he thought he had a good handle on its finances and operations. But when a hail storm tore ...

Topics: hail, property, Church Insurance, scam

Julie owns a thriving consulting business in Texas and values her tight-knit team. When one of her long-time employees, Sarah, announced she was ...

Topics: health insurance, employer group policy, group health, employer health insurance

Last spring, Ted, experienced one of the worst hailstorms he could remember at his Grapevine home. Baseball-sized hail pummeled his roof, left dents ...

Topics: hail, TRUE Texas Home Insurance, myths

A spring hailstorm swept through Lubbock last year, and Pastor Rick’s church was hit hard. The storm left their roof battered, windows cracked, and ...

Topics: hail, Theft, vandalism, water, property, Church Insurance

Operating a Montessori school in Texas can often feel like walking through a dense forest without a map or GPS. On some days, the journey is ...

Topics: property, True Texas Education Insurance, Montessori schools

For small churches like this one, every dollar counts. Between community outreach, building maintenance, and supporting their staff, church leaders ...

Topics: health insurance, Church Insurance, self-funded

Pastor Robert had always been proud of his church in Waco. The congregation had grown steadily over the years, becoming a hub for community events, ...

Topics: General Liability, professional liability, liability, Church Insurance, abuse & molestation

Sandra was at her wit’s end. She had spent hours scrolling through health insurance options, trying to figure out which one made sense for her ...

Topics: deductible, health insurance, ACA, total cost of risk

Lisa owns a small business in Houston, and she knew it was time to get health insurance for her family. But as she started looking at her options, ...

Topics: health insurance, ACA, ACA Alternatives, Obamacare

Is your church struggling with rising insurance costs? You're not alone! Churches across Texas are facing the same challenge, and some are even ...

Topics: Church Insurance

Pastor Steve loved his role at his Midland church, guiding his congregation through life’s ups and downs. One day, a member reached out for help, ...

Topics: hail, professional liability, property, Church Insurance, abuse & molestation

Bill has been a dedicated member of his Ft. Worth church for years. He is now part of the finance team and they are facing an enormous challenge. His ...

Topics: health insurance, catastrophic health coverage, supplemental health plans, group health, employer health insurance, Church Insurance

Topics: catastrophic health coverage, Church Insurance

Topics: Church Insurance

Sylvia has been a dedicated member of her church in Waco for years, but joining the finance committee has opened her eyes to the complexities of ...

Topics: liability, property, Church Insurance, insurance basics

Are you responsible for finding insurance for your church in Texas? It can be a daunting task! One important decision you'll face when you are ...

Topics: Church Insurance

Jim runs a busy print shop in Lubbock, where his team feels more like family than just employees. He knows that offering good health insurance is ...

Topics: employer group policy, group health, employer health insurance, level-funded health plans, fully-funded

Terry couldn't believe her eyes. As the church administrator, she knew their budget was tight, but the new insurance premium was alarming. It had ...

Topics: Church Insurance

Topics: replacement cost, actual cash value, Church Insurance

Topics: workers comp, Church Insurance

Mary has volunteered at her small church near Tyler for as long as she can remember. She’s been there through Sunday services, holiday events, and ...

Topics: professional liability, liability, D&O, Church Insurance

Steven owns an IT consulting firm in Austin, and his team has grown steadily over the past few years. With this growth he is now looking for a way to ...

Topics: employer insurance, group health, employer health insurance, self-funded

After a major hailstorm left his Frisco church with a damaged roof, Charles was frustrated to discover just how high the deductible was on the ...

Topics: deductible, hail, property, Church Insurance

Theresa owns a small business in Midland, and she knew it was time to find health insurance for her family. But as she browsed her ACA marketplace ...

Topics: ACA, HMO, open enrollment

Cassandra owns a daycare facility in Waco, where she’s created a warm, safe space for children in the community. Running a daycare means having a ...

Topics: health insurance, group health, employer health insurance, daycares, fully-funded

Elaine has been leading a Montessori school in Austin for over a decade. In her time at the school, she has adeptly managed countless challenges, but ...

Topics: property, True Texas Education Insurance, Montessori schools

Running a Montessori school in Texas often feels like navigating a maze filled with unexpected twists and turns. There are moments of joy as you ...

Topics: property, True Texas Education Insurance, Montessori schools

Paul runs a growing call center business in Ft Worth, managing a team of 30 employees. As his business expanded, so did the need to offer a reliable ...

Topics: health insurance, group health, self-funded, level-funded health plans

Daycares across Texas are facing a challenging environment with rising insurance costs and the prospect of non-renewals from insurers. If your ...

Topics: property, non-renewal, daycares

Charles had spent the last several weeks working with a church insurance specialist trying to find coverage for his church in Frisco. He had done ...

Topics: property, Church Insurance, non-renewal

Even though hail season has been quiet this fall, Arnold knew that it will not last forever. Death, Taxes, and Hail Storms are inevitable no matter ...

Topics: replacement cost, actual cash value, hail, property, Church Insurance

Mary owns a small business in Austin that is still small enough that she does not have to provide a health insurance plan for her and her employee. ...

Topics: health insurance, ACA, ACA Alternatives, Obamacare, Austin

Fred is an elder at his church in Amarillo and was tasked with reviewing the insurance coverage for the church’s staff. He’d never dealt with ...

Topics: liability, Amarillo, workers comp, Church Insurance

Elizabeth sat down with a stack of documents in front of her, feeling completely overwhelmed. She had been tasked with finding insurance for her Fort ...

Topics: liability, property, Church Insurance, insurance basics

Ted had a problem. Leading his church in Abilene meant taking care of his small staff—dedicated people who helped run everything from Sunday services ...

Topics: health insurance, group health, Church Insurance, self-funded

Jim thought he was making a smart financial decision. After all, paying health insurance premiums each month seemed like a waste of money when he ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, private health insurance

Terry couldn't believe her eyes when the new insurance premium for her Waco church arrived. As the church’s administrator, she knew their budget was ...

Topics: limits of coverage, property, Church Insurance, non-renewal

Gail runs a small accounting firm in Tyler, Texas, with ten dedicated employees. She’s proud of the close-knit team she’s built and the way they take ...

Topics: health insurance, group health, employer health insurance, small business

Mike was feeling a bit overwhelmed as he began to think about all of the preventive tests that come with turning 50. He knew that he had to stay on ...

Topics: health insurance, ACA, Obamacare

Lisa is a dedicated owner of a local daycare center in North Austin who found herself navigating through the complex world of insurance jargon while ...

Topics: gaps in coverage, property, True Texas Education Insurance, daycares

Everywhere you turn, daycare administrators are faced with mounting challenges, particularly with the issue of rising business insurance costs. It is ...

Topics: General Liability, liability, daycares, abuse & molestation

John has been running a small landscaping business in Texas for the past four years. As his business grew, so did the number of employees, and John ...

Topics: health insurance, supplemental health plans, group health, employer health insurance

Amelia is a devoted school director in Dallas, Texas. She faces a critical hurdle at the Montessori school she manages. Like many Texas Montessori ...

Topics: liability, property, True Texas Education Insurance, Montessori schools

A small but vibrant church in Lubbock was grappling with a significant challenge. Tim, the elder in charge of finances, was determined to find a way ...

Topics: employer group policy, catastrophic health coverage, ACA Alternatives, group health, Church Insurance

Catastrophic health insurance often gets a bad rap due to common misunderstandings about how it works and what it covers. These plans are designed to ...

Topics: health insurance, catastrophic health coverage, ACA Alternatives, private health insurance

When Jim’s church in Lubbock failed their recent insurance inspection, it was a shock. They had put in the effort to secure a new church insurance ...

Topics: property, Church Insurance, inspections

The good news was that Jim’s church in Lubbock had finally secured a new insurance policy after weeks of searching after they received their ...

Topics: property, Church Insurance, inspections

Sheila had just helped her church in Abilene secure a new insurance policy, feeling a sense of relief that their congregation was covered after their ...

Topics: property, Church Insurance, inspections

Ted sat at the table with the finance committee of his church trying to understand how their insurance premium tripled in the last year. They know ...

Topics: claim, General Liability, professional liability, employment liability insurance, property, Church Insurance

Running a childcare business in Texas comes with a unique set of challenges, and securing the right insurance coverage is one of them. If you find ...

Topics: business coverage, basics of business insurance, non-renewal, daycares

Texans are a proud lot by nature. We love to tell people about it too. This pride can also be a problem if we are not careful. There are times when ...

Topics: Church Insurance, non-renewal

Churches all over Texas have been going through the process of being non-renewed by an insurance company that we won't name. But you likely know who ...

Topics: Church Insurance, non-renewal

Steve sat at his dining table in Amarillo, thinking over the changes in his family over the past year. His oldest son had just turned 26, meaning ...

Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, direct primary care

Shelly sat at her Austin kitchen table, staring at the email showing her renewal notice for her ACA marketplace plan. The year had flown by, and now ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, private health insurance

Peter sat at his kitchen table in Tyler staring at his laptop screen. He had heard people talk about the Affordable Care Act (ACA), but now that he ...

Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives

Being a business owner in Texas sometimes feels like Running With the Bulls in Pamplona. It has moments where it is an incredible rush. And then ...

Topics: liability, property, daycares

Ben was determined to find the best insurance coverage for his congregation in Amarillo. With the church’s budget tighter than ever and the need for ...

Topics: liability, property, Church Insurance

Terri had always prided herself on being responsible when it came to her Austin home. As she started shopping for new home insurance this month, she ...

Topics: home insurance, claim settlement, deductible, claim, TRUE Texas Home Insurance

Running a daycare in Texas is about more than just offering a safe space for children to learn and play. It is about creating a stable business in ...

Topics: professional liability, liability, daycares

Sonya's church in Fort Worth is busy planning the upcoming Trunk or Treat event for this fall. With school starting back up, she’s able to get ...

Topics: liability, Church Insurance, event insurance

When it comes to protecting your church, having the right insurance coverage is non-negotiable. But what happens when the person guiding you through ...

Topics: liability, employment liability insurance, property, workers comp, Church Insurance

Stephen was deeply concerned. A neighboring church in San Antonio had recently hosted a community event with bounce houses for the kids, and ...

Topics: General Liability, liability, umbrella policy, Church Insurance

Heath opened a landscaping business in Waco about fifteen months ago. It has started far better than he anticipated, but being in business for more ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, private health insurance

If you are a church in the state of Texas, there is a very good chance that you are currently looking for new insurance coverage right now. Lucy ...

Topics: General Liability, liability, property, Church Insurance

We have had many Texas Teachers contacting our office over the last two weeks. All of these phone calls relate to finding and alternative to the TRS ...

Topics: health insurance, ACA, Short Term Medical, ACA Alternatives

The current economy is tough on everyone. Especially business owners. But one thing Robert did not account for when looking at his annual business ...

Topics: Commercial Insurance, non-renewal, True Texas Education Insurance, daycares

The wrong time to discover that you do not have insurance coverage for something is after it has already happened. Unfortunately for many Texas ...

Topics: professional liability, liability, employment liability insurance, Austin, D&O, Church Insurance

Navigating the complex landscape of health insurance in Texas can feel like an overwhelming task. Around every corner there are seemingly endless ...

Topics: health insurance, ACA, Short Term Medical, ACA Alternatives

When looking at the options for individual health insurance in Texas, people become frustrated very quickly. They take a look at the ACA Exchange ...

Topics: health insurance, Short Term Medical, catastrophic health coverage, ACA Alternatives

Mary had been talking to other daycare center owners in the Central Texas area. They were all venting about what was happening to their business ...

Topics: liability, property, True Texas Education Insurance, daycares

Tim's small church had just lost a key employee. They were feeling devastated about it. With Tim being the Elder in charge of the finances, he felt ...

Topics: health insurance, catastrophic health coverage, group health, employer health insurance, Church Insurance

A church secretary named Mary emailed our office this morning. She indicated to us that her church had been without insurance since January when ...

Topics: liability, insurance mistakes, property, Church Insurance

Tim is a dedicated member of his church in Abilene and a part of the finance committee. He was asked to explore options for finding a life insurance ...

Topics: life insurance, term life insurance, whole life insurance, universal life, umbrella policy, Church Insurance, key man life insurance

Ted, like most Texas homeowners, has been feeling increasingly anxious about the rising costs of home insurance. Everyone around him is complaining ...

Topics: auto insurance, home insurance, deductible, discounts, homeowners insurance, TRUE Texas Home Insurance

Small churches in Texas are currently getting beat up financially. The cost of church insurance coverage is exploding if you can find it. And good ...

Topics: health insurance, group health, employer health insurance, Church Insurance

If you are like our friend Bill, you either have already received a non-renewal notice from your current church insurance company or you will receive ...

Topics: commercial property values, liability, property, Church Insurance

Everywhere you turn, church leaders are faced with a new story about a someone claiming that they have been abused in a church setting. It is ...

Topics: General Liability, liability, Church Insurance

The church property insurance marketplace in Texas is strained. This is not news to elders or other church leaders who have had to either search for ...

Topics: Commercial Insurance, property, Church Insurance

Lubbock is a thriving city that has benefited from the growing Texas economy. Joseph's consulting firm had seen tremendous growth in the midst of the ...

Topics: health insurance, catastrophic health coverage, group health, employer health insurance

Day after day, churches and religious organizations around the state of Texas are receiving a non-renewal notice for their church insurance policy. ...

Topics: General Liability, property, Church Insurance, non-renewal

The local news here in Dallas-Fort Worth over the last week has had lead stories about the scandal that has overtaken Gateway Church in Southlake. ...

Topics: professional liability, liability, D&O, Church Insurance

As the summer starts to heat up, Robert is faced with looking at his insurance renewal for his childcare business in Ft Worth. Like many business ...

Topics: General Liability, professional liability, liability, employment liability insurance, workers comp, True Texas Education Insurance, daycares

For the past five years, Mary has poured her heart and soul into creating a nurturing and educational environment for the children in her community. ...

Topics: General Liability, professional liability, liability, True Texas Education Insurance, daycares

A long time Insurance For Texans customer called into the office last week. Becky was frustrated by the ever increasing of home insurance in Ft ...

Topics: home insurance, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance

When cybersecurity comes to mind, many people think of foreign hackers trying to breach large corporations' networks. Everyone remembers the Russian ...

Topics: cyber insurance, cyber crime, invoice manipulation, data theft

This has been a long Spring across Texas. Doesn't matter if you are in The Piney Woods in deep East Texas, The Hill Country, or up on the Caprock. ...

Topics: windstorms, deductible, hail, property, business personal property, Church Insurance

Hey there, fellow Texans! It’s time to dive into a misunderstood topic that affects our wallets and peace of mind—insurance bundling. In the past, ...

Topics: deductible, Home Insurance Tips, gaps in coverage, TRUE Texas Home Insurance, basics of home insurance

The last round of storms that blew through Lubbock has left Pastor Chase scratching his head. What was supposed to be a typical Panhandle Spring hail ...

Topics: business coverage, business income coverage, Business Owner, basics of business insurance, business interruption, Church Insurance

When the phone rings at Insurance For Texans, there is a good chance that the person on the other end of that call is frustrated or worried. It's the ...

Topics: property, Church Insurance, non-renewal

As the sun rose on Sunday after a string of tornadoes hit the Red River counties of North Texas, business owners like Ted began to read stories of ...

Topics: business coverage, business income coverage, basics of business insurance, property, business interruption, tornado insurance

Michael was in the process of moving to Texans and buying a house. He had come from the West coast as so many people have done over the last five ...

Topics: windstorms, increased construction costs, hail, roofing schedule, TRUE Texas Home Insurance, inflation

As the sun rose on Sunday after the string of tornadoes hit the Red River counties of North Texas, Mary began to read the stories of fellow Texans ...

Topics: windstorms, limits of coverage, TRUE Texas Home Insurance, basics of home insurance, tornado insurance

When Texans start a new business venture, it is often done as a solo project or maybe one other person with them. Money is tight and one of the first ...

Topics: health insurance, private health insurance, group health, employer health insurance

Bob's smallish church in East Dallas was in a pickle. They had hired a youth minister about a year ago and didn't bother to run a background check on ...

Topics: employer insurance, employment liability insurance, Church Insurance

Hannah had thought she had seen it all in her 35 years working at the church in Tyler. She had survived multiple pastors leaving, church members ...

Topics: liability, employer insurance, employment liability insurance, Church Insurance

Let's talk about low tech cyber threats today. You might be wondering, what exactly is a low tech cyber threat? Stick around, and we'll explain it. ...

Topics: cyber insurance, cyber crime, invoice manipulation, data theft

Even though the spring hail storm season was almost coming to a close, Denton got hit by yet another large event with some baseball sized hail. Most ...

Topics: replacement cost, actual cash value, roofing schedule, TRUE Texas Home Insurance

Gene works as the administrative pastor for a church in Waco. He has been there long enough to see the ins and outs of how financial resources move ...

Topics: building coverage, Waco, property, Church Insurance, non-renewal

The changes going on with Texas church insurance are enough to make your head spin. Churches from all denominations and places on the spectrum are ...

Topics: windstorms, deductible, percentage deductibles, hail, Church Insurance

Janice is the treasurer for her smaller church in Belton. As the finance committee was meeting recently, they were looking at how their expenses for ...

Topics: liability, property, Church Insurance, non-renewal

Steve is the owner of a small but thriving boutique on the west side of Ft Worth. He has found a solid niche offering hip clothes to new moms that ...

Topics: Fort Worth, health insurance, group health, employer health insurance

Most Texans have been through at least one major hail storm while living here. The sirens go off and the noise escalates with the wind, rain, and ...

Topics: limits of coverage, property, inland marine, business personal property, Church Insurance

Brad stood in his Ft Worth yard, staring at the recent repairs his home had undergone after a hail storm. He was thankful that everything had been ...

Topics: deductible, hail, Home Insurance Tips, TRUE Texas Home Insurance, non-renewal

As the population of Texas has continued to grow over the last few years, the availability of work for contractors has steadily grown as well. It has ...

Topics: General Liability, Commercial Insurance, Waco, contractor, locksmith

No one bats an eyelash when you say COVID changed things for everyone. And Texas churches experienced changes just like everyone else. In a time gone ...

Topics: liability, lubbock, Church Insurance, media liability

Denise from Frisco couldn't believe her eyes as she surveyed the aftermath of yet another vicious hailstorm. The siding of her home pocked and the ...

Topics: windstorms, hail, Home Insurance Tips, viatical settlement, TRUE Texas Home Insurance, non-renewal

If you are part of helping with your church finances, you likely are aware of just how crazy the church insurance companies have become over the last ...

Topics: Fort Worth, General Liability, professional liability, liability, property, Church Insurance

It's no secret that the marketplace for Texas Home Insurance is a giant mess. We receive phone call after phone call of Texas homeowners who have ...

Topics: home insurance, deductible, split deductibles, percentage deductibles, claim, TRUE Texas Home Insurance

Many small and medium sized towns in Texas have festivals or other special events throughout the year. Fall festivals and Friday Night Lights seem to ...

Topics: General Liability, liability, Church Insurance, Abilene, event insurance

The cost of everything is soaring. Especially Texas home insurance. The local news is continually talking about the price increases that are ...

Topics: home insurance, Texas, insurance for texans, claim settlement, hail, claim, homeowners insurance, independent insurance agent, Home Insurance Tips, water, Grapevine Home Insurance

Texas homeowners have become conditioned to talk about the bundle when it comes to their insurance. There have been countless commercials about ...

Topics: auto insurance, home insurance, discounts, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance

A gentleman by the name of Scott called into our office the other day. He was looking to find a new home insurance carrier for his policy. ...

Topics: Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance

Every Texas church leader knows the worry of hail damage given its frequency and potential for destruction. And for good reason too. Of all the filed ...

Topics: water, property, business personal property, Church Insurance

Leslie has been a member of her local church in Tyler for many years. During that time she has worn many hats and her current role has her leading ...

Topics: General Liability, professional liability, liability, property, Church Insurance

Even with the mass migration of new people to our great state, if you have lived here for more than a hot minute you've seen some weather. Texans new ...

Topics: home insurance, Texas, weather, insurance for texans, independent insurance broker, replacement cost, actual cash value, Fort Worth, windstorms, claim settlement, deductible, North Texas, Dallas, Dallas/Fort Worth, percentage deductibles, dwelling, Burleson Home Insurance, hail

Steven is the pastor of a growing church in Waco that is trying to provide key services and ministry to their community and members. As the church ...

Topics: General Liability, professional liability, liability, Waco, Church Insurance

Imagine you're Heather, a self-employed graphic designer from Odessa, Texas. You've been juggling clients, deadlines, and your own creative projects ...

Topics: health insurance, ACA, Short Term Medical, catastrophic health coverage, ACA Alternatives, Obamacare, private health insurance

Louise gazed out her San Antonio window as dark clouds gathered across the horizon. This is an all too familiar scene during the Spring in Texas, and ...

Topics: home insurance, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, San Antonio

During a finance committee meeting at Larry's church in Abilene, they were confronted with the latest monthly statements. It showed a significant ...

Topics: liability, D&O, Church Insurance

Nelda is a dedicated church secretary in Austin, Texas. She has been confronted with a pressing challenge at the small church that she works at and ...

Topics: General Liability, Business Owner, Austin, property, Church Insurance

Landry is the pastor of a local Ft Worth church who has encountered a digital crisis that tested the bounds of his community's faith. After a routine ...

Topics: Fort Worth, cyber insurance, ransomware, phishing, cyber crime, data theft, malware, Church Insurance

In Abilene, Texas, Debbie stood on her porch, watching as the sky turned a menacing shade of gray. The air was thick with anticipation, a prelude to ...

Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, basics of home insurance, Abilene

Pastor Jonathan was preparing for a meeting with his church elders to look at the budget for the upcoming year. As he looked over his church ...

Topics: General Liability, professional liability, liability, employment liability insurance, cyber insurance, Austin, Church Insurance

Gene sat in his Lubbock kitchen, staring at the renewal documents for his home insurance coverage. The Texas sky outside was clear today, but Gene's ...

Topics: actual cash value, deductible, Dallas/Fort Worth, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance, lubbock

Layne is facing a predicament that has become all too familiar to many church leaders across the Lone Star State, with his Amarillo church being no ...

Topics: General Liability, property, Church Insurance, Non-Profit, non-renewal

Stephen is a Frisco homeowner living in the bullseye of the North Texas hail track each spring. With each storm that passes through, the risk of a ...

Topics: windstorms, deductible, split deductibles, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

“Life’s like a box of chocolates, you never know what you're gonna get..but life insurance can help!” Robert Zemeckis’ 1994 movie Forrest Gump is ...

Topics: life insurance, term life insurance, permananent life insurance

Paul is a devoted leader of a local church in the heart of Austin who found himself navigating through the complex world of insurance jargon while ...

Topics: Commercial Insurance, property, business personal property, Church Insurance

Kevin is a pastor of a small church outside of Waco who is faced with a dilemma that is testing not only his faith, but that of his church leaders as ...

Topics: Business Owner, Waco, BOP, property, Church Insurance, Non-Profit

As the hail claims continue to mount in Texas, the home insurance companies have begun to find new ways to lower the cost of those claims. We've seen ...

Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, Burleson Home Insurance, hail, homeowners insurance, independent insurance agent, Home Insurance Tips

As we see more hail damage here in North Texas, insurance companies have found new ways to decrease the cost of claims. They accomplish this through ...

Topics: home insurance, insurance for texans, claim settlement, North Texas, Dallas/Fort Worth, hail, homeowners insurance, independent insurance agent, Home Insurance Tips, Grapevine Home Insurance

After putting the kids to bed, Sally sat and stared at the bills on the table. She never expected to be here. With tears in her eyes, the questions ...

Topics: life insurance, permanent life, term life insurance, single parent life insurance

Paul sat and stared at the envelope just delivered to his dental business in Odessa. He had been in business for twenty years and never so much as ...

Topics: business coverage, Business Owner, Dental Insurance, basics of business insurance, workers comp

As we roll into hail season, which is basically all year in Texas, homeowners are giving their insurance policies a once over to make sure that they ...

Topics: home insurance, windstorms, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, lubbock

Meet Steven from Fort Worth, a proud Texas homeowner who found himself at a crossroads when his homeowners insurance policy was set to renew. He had ...

Topics: deductible, percentage deductibles, hail, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

Have you ever dropped a tool while having a patient in the chair? Maybe one of your staff did? It likely wasn't a big deal, but let's talk about ...

Topics: business coverage, General Liability, Business Owner, Dental Insurance, Austin, basics of business insurance

Hail falls all over Texas. That is not a surprise to any Texas homeowner. But some parts of the state deal with hail damage claims more than others, ...

Topics: home insurance, hail, homeowners insurance, Home Insurance Tips, TRUE Texas Home Insurance, Amarillo, basics of home insurance

Grapevine, is a place where the community values its local businesses. Harry located his dental office there and has been a fixture in the downtown ...

Topics: business coverage, Business Owner, employer insurance, Dental Insurance, Grapevine, employment liability insurance, basics of business insurance

When Texans think of insurance claims, the topic of weather always seems to pop-up. It makes sense because it is the most frequent kind of claim for ...

Topics: business coverage, business income coverage, Dental Insurance, commercial texas insurance, lubbock, BOP, business interruption

Hey there, neighbors! We know no one LIKES to talk about health insurance. But here’s a friendly reminder from your pals at Insurance for Texans that ...

Topics: health insurance, ACA, ACA Alternatives, open enrollment

On the west side of Ft Worth, Texas, there's a dedicated dentist named Robert. His dental office, a thriving part of the community, recently faced an ...

Topics: weather, business coverage, Business Owner, Dental Insurance, business personal property

Hey there, fellow Texans! Today, we've got a story that hits close to home for many of us, since we've all been through at least one of our notorious ...

Topics: replacement cost, windstorms, Dallas/Fort Worth, hail, Home Insurance Tips, TRUE Texas Home Insurance

As the calendar flips to January and the cool breezes start tickling the back of our necks here in Texas (yes, even we get a taste of winter!), it's ...

Topics: Home Maintenance, Winter, Freezing, claim, TRUE Texas Home Insurance

With all of the insurance companies being in the news for the wicked increases in home insurance rates over the last two years, more and more Texans ...

Topics: replacement cost, actual cash value, windstorms, hail, roofing schedule, TRUE Texas Home Insurance, Austin

Cecil owns a food manufacturing operation in Lubbock. When one of those thunderstorms that races across the high plains ravaged his property, halting ...

Topics: business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, lubbock, basics of business insurance, business interruption

None of us like surprises. I'm sure that you feel appreciated when your dental office staff surprises you with a moment of gratitude for the amazing ...

Topics: Business Owner, Dental Insurance, basics of business insurance, business interruption, inland marine, business personal property

Meet Ted, a business owner in Dallas. Ted has a flourishing dental office in East Dallas where he takes care of families with great care! Ted loves ...

Topics: windstorms, business coverage, deductible, Dallas, Dallas/Fort Worth, percentage deductibles, hail, Business Owner, Commercial Insurance, property

Allison is a dedicated print shop owner in Fort Worth. She is currently facing a dilemma common to many print shop owners as she is evaluating her ...

Topics: business coverage, General Liability, basics of business insurance, property, print shop, business interruption, pollution

Meet Henry, a proud Texan and diligent owner of a local print shop in Denton. Henry unfortunately encountered a situation many Texas business owners ...

Topics: business coverage, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, print shop

As the average costs of basically everything have continued to skyrocket, the cost of homeowners insurance is no exception. The average rates in ...

Topics: home insurance, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance, TRUE Texas Home Insurance, basics of home insurance

Meet our friend Louise. Louise is the proud owner of a print shop located in Lubbock, Texas. Louise has built her business taking care of her friends ...

Topics: business income coverage, Business Owner, cyber insurance, basics of business insurance, print shop, business interruption

Let's talk about Peter, a proud owner of a bustling print shop right here in the heart of Waco. His story is one that many Texan print shop owners ...

Topics: business coverage, Business Owner, commercial texas insurance, Waco, basics of business insurance, property, print shop

Picture this: Bradley, a proud Texan and owner of a bustling print shop in Midland, faced a nightmare scenario. His automated print shop equipment, ...

Topics: Business Owner, Commercial Insurance, cyber insurance, commercial texas insurance, BOP, print shop, mechanical breakdown

In the middle of Amarillo, there's a bustling print shop owned by a gal named Mary. She's as Texan as they come - tough, entrepreneurial, and always ...

Topics: workmans compensation, business coverage, Business Owner, Commercial Insurance, commercial texas insurance, Amarillo, basics of business insurance, print shop

Let's take a journey into the life of Hector, a dedicated Austinite who runs a vibrant print shop. Hector's world revolves around the rhythmic dance ...

Topics: business coverage, Business Owner, Commercial Insurance, basics of business insurance, property, print shop, mechanical breakdown

Understanding the trends in insurance costs is essential for Texans, especially since these rates are increasing faster than you can shake a stick at ...

Topics: auto insurance, insurance for texans, windstorms, hail, claim, homeowners insurance, Home Insurance Tips

Meet Mary, a dedicated print shop owner in Texas who recently faced a daunting challenge that's becoming all too common for Texas Business Owners - a ...

Topics: business coverage, Business Owner, cyber insurance, commercial texas insurance, cyber crime, Amarillo, basics of business insurance, print shop

Louise's print shop stands as a testament to her hard work and dedication. She has been serving Abilene for many years taking care of friends and ...

Topics: business coverage, professional liability, Business Owner, Commercial Insurance, basics of business insurance, print shop

Deep in Central Texas, where the Brazos flows and people keep moving in, lies Michael's Printshop – a cornerstone of the Waco community. Michael, ...

Topics: auto insurance, Business Owner, Commercial Insurance, basics of business insurance, BOP, print shop, commercial auto insurance

Imagine you're Jerry, a Texas manufacturing business owner who's just encountered a nightmare: that his last invoice to his biggest customer was ...

Topics: business coverage, business income coverage, General Liability, Business Owner, cyber insurance, commercial texas insurance, manufacturer, cyber crime, basics of business insurance

Nancy sat staring at an open laptop flashing an array of confusing premium options for her potential health care coverage for the upcoming year. Not ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, prescription coverage, private health insurance

Stephen, an owner of a bustling cafe in downtown Austin, recently faced a harsh reality that many small business owners in Texas confront: the ...

Topics: business coverage, business income coverage, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance, BOP

Jorge, a native Texans, recently encountered a significant dilemma common to many Texans: the challenges of navigating healthcare without insurance. ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, supplemental health plans, private health insurance

In Texas, health insurance is as complex as it is critical. Take Mary, for example, a resident of Fort Worth, struggling to navigate the murky waters ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, Obamacare, supplemental health plans, private health insurance

Paul, a dedicated Texan and father of two, had always prided himself on navigating life’s challenges with ease. But this year, faced with the ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, private health insurance, open enrollment

Stephanie, a self-employed Texan and a proud entrepreneur, stood confused at her local pharmacy counter. She just received a surprisingly high bill ...

Topics: health insurance, ACA, employer group policy, ACA Alternatives, prescription coverage, private health insurance, group health, employer health insurance

Louis, a passionate Texan entrepreneur, always dreamt of providing his employees with the best of everything. But recently, he faced an unforeseen ...

Topics: insurance for texans, business coverage, health insurance, employer group policy, group health, employer health insurance

Texas is known for its vast landscapes and boundless aspirations. Our friend Stephen, like many self-employed Texans, embodies the spirit of ...

Topics: insurance for texans, health insurance, ACA, catastrophic health coverage, ACA Alternatives, private health insurance

Health insurance can sometimes seem like a maze with all its terms, conditions, and processes. Shoot. It seems like you even need to submit an ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, private health insurance, group health

Over the last year, businesses across the world have seen an increase in different cyber attacks on their infrastructure and livelihood. Some of the ...

Topics: insurance for texans, business coverage, Business Owner, Commercial Insurance, cyber insurance, cyber crime, basics of business insurance, denial of service

Let me introduce you to Andrea, a hardworking Texan who was deeply frustrated by her healthcare experience. Andrea, like many of us, often found ...

Topics: insurance for texans, health insurance, catastrophic health coverage, private health insurance, group health, direct primary care

Have you noticed that monthly premiums for homeowners insurance policies in Texas have exploded? Particularly in the Dallas-Ft Worth metroplex? If ...

Topics: home insurance, Burleson Home Insurance, hail, high value home, homeowners insurance, Home Insurance Tips, Grapevine Home Insurance, TRUE Texas Home Insurance

Ricky has spent the last eighteen months on a Bronze level plan he purchased for his family of four from the ACA Exchange. Fortunately for him, the ...

Topics: deductible, health insurance, ACA, ACA Alternatives, Obamacare, supplemental health plans

George called our office last week. We helped him get a health insurance policy during open enrollment for this calendar year. He called because he ...

Topics: health insurance, catastrophic health coverage, supplemental health plans, private health insurance, cancer insurance

I was sitting in the bleachers at the high school football game for my daughter's school. One of the most Texan things that you can do on a Friday ...

Topics: health insurance, catastrophic health coverage, accident policy, supplemental health plans, private health insurance

When we hear of cyber crimes there are a lot of eyeballs that glass over. We think it couldn't happen to us. That happens to someone huge like the ...

Topics: business coverage, Business Owner, cyber insurance, phishing, cyber crime, invoice manipulation, basics of business insurance

As a business owner in Texas, you are no stranger to the dynamic and sometimes unpredictable weather conditions that come with living in the Lone ...

Topics: business coverage, hail, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

Many people have come to realize that paying cash for medical expenses can often be much cheaper than relying on insurance copays. In Texas, services ...

Topics: health insurance, catastrophic health coverage, supplemental health plans, private health insurance, group health

A lady named Mary called into our office the other day. She was stuck between a rock and a hard place. She was trying to secure her own individual ...

Topics: health insurance, ACA, catastrophic health coverage, ACA Alternatives, Pre-Existing Condition, Obamacare, cobra, private health insurance

Everywhere you look these days, it's common to have side hustles. A lot of people want to go into business for themselves, but don't feel like they ...

Topics: business coverage, independent insurance agent, Business Owner, Commercial Insurance, basics of business insurance

"Howdy Folks! I'm Big Tex! And welcome to the great state fair of Texas." It is currently state fair time in Texas and there are changes happening in ...

Topics: home insurance, windstorms, deductible, hail, homeowners insurance, Home Insurance Tips, roofing schedule, TRUE Texas Home Insurance

I enjoy the RV Life! Since the days of purchasing my first bumper-pull travel trailer to use as a second office in DFW to upgrading to a fifth wheel ...

Topics: insurance for texans, replacement cost, liability, RV, travel trailer

Las Vegas is the alluring vixen that draws us in with her promise of fame and fortune. There is a belief that we can leave Las Vegas with the ...

Topics: business coverage, Business Owner, Commercial Insurance, cyber insurance, commercial texas insurance, cyber crime

Direct primary care and health insurance seem to be at odds with each other, but is that really the case? About a year ago, I was diagnosed with a ...

Topics: health insurance, catastrophic health coverage, ACA Alternatives, supplemental health plans, private health insurance, health insurance portability

In the vast and diverse business landscape of Texas, safeguarding your enterprise like we protect against hailstorms is paramount. One of the key ...

Topics: business coverage, General Liability, liability, Business Owner, Commercial Insurance, commercial texas insurance, basics of business insurance

As businesses evolve and grow, their needs change. Just like many other Texas businesses, Insurance For Texans started from virtually nothing but a ...

Topics: business coverage, General Liability, professional liability, liability, Business Owner, Commercial Insurance, medical malpractice, malpractice, basics of business insurance